Here’s why your home insurance claim could be rejected
Some simple home and policy checks could make all the difference!
Home Related
Exchange of contracts explained
When the two legal parties that represent the buyer and seller of a property swap signed contracts, it is known as “exchange of contracts”. The transaction then becomes legally binding, and both the buyer and the seller are contractually bound to finalise the transaction on an agreed “completion” date.
Restrictive covenants explained
You may own property, but that doesn’t mean that you can do whatever you like to it. Many houses and land have restrictive covenants attached … Read more
Why underinsuring your home could be a very costly mistake!
80% of UK properties are underinsured – here’s why cutting costs now could cost you far more than you bargained for!
How to Spot Signs of Damp in Your House
Signs of damp in your house can include mouldy walls or peeling wallpaper, caused by moisture working its way into a building, but what are the different types of damp and how can it be prevented?
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The CUE database explained
In an effort to fight insurance fraud, several databases have been set up in the UK to track people’s insurance history. The information these databases … Read more
What does builders’ insurance cover?
The building trade can be incredibly dangerous. Heavy machinery, weighty equipment, and working at height means that accidental death and injury is an inevitable risk. … Read more
Buying a new build house? 300 faults found on average!
What is a snag list and why is it important to get the experts involved? We talk to the consumer champions finding faults on British new builds.
, Landlord
Is the landlord or tenant responsible for buildings insurance?
It is crucial in any rental agreement that both the tenant and the landlord understand the terms of their contract and that they are clear … Read more
Is thatched property insurance expensive?
Until the late 1800s, a large number of houses in the UK used thatching for the construction of the outer roof. Now, however, there are … Read more