They say variety is the spice of life, and here at Howden we can certainly see that! Why? Well, we’re a specialist insurance broker, and have access to a range of mainstream and niche insurers. That means we can offer policies to cover your every specialist requirement – and we certainly insure a huge variety…
And while we often discuss home, car, commercial and travel insurance in our blogs we thought you’d also like to see some of the more unusual things we’ve been able to help insure. After all, being a specialist broker doesn’t mean we charge more. It just means that we’re able to help you find cover for the wilder, wonderful and whackier parts of life!
From cones to cannons
Insurance for vehicles might sound straightforward – but when it comes to unique and unusual vehicles, we’re in a league of our own. At Howden, we’ve insured everything from sleek supercars to lovingly restored vintage classics. But it doesn’t stop there – we’re also proud to help clients with some truly extraordinary vehicles.
Take, for instance, a 1942 25 Pounder Howitzer leased from the Royal Artillery Museum. This formidable piece of history, used for blank firing displays and shows with a Living History Group, needed specialist cover. Thanks to our military vehicle scheme, our Specialist Insurance Consultant Tom Larkins was able to ensure it was protected, so our client could focus on bringing history to life for audiences.
And from one kind of service to another. Tom also helped find cover for a 1966 Austin mini-ice cream van, a true vintage delight. This piece of nostalgia on wheels, spreads joy (and soft serve) wherever it goes!
From historic military machines to retro classics and everything in between, we’ve got the expertise to provide tailored cover for vehicles with a story to tell.
Whether it’s rolling into battle re-enactments or parking up at a summer fete, we’re here to help protect the things that make life extraordinary.
Dinky donkeys
As one of Howden’s equine insurance specialists, Beth Scriven understands how demanding it can be to own a horse or pony, and what you’ll need from your insurance. And when most people think of equine insurance, their minds might leap to images of majestic showjumpers soaring over towering gates, or the grandeur of a racehorse thundering down the track.
While we do help owners protect their prize-winning steeds and competitive champions, at Howden, we’re also here for the littler legends – because when we say we cater for all things equine, we really mean all things great and small!
Take, for example, a pair of donkeys, aptly named Bill and Ben, who are as inseparable as their names suggest. Or how about a certain miniature horse who’s just 30 inches tall – a pint-sized superstar who’s living proof that good things come in small packages.
Whether your equine companions are towering athletes or tiny treasures, we’re here to help you find the cover you need. After all, we understand that every hoofprint matters.
Cover for the uncovered
Liability insurance isn’t just for businesses – if you’re running a club, then you’ll likely need some form of cover against third party claims for accidental injury or damage caused. Not having the right protection in place could leave you seriously financially exposed!
Swindon’s Nicola Ramage was able to help Oxford Naturist Club sort their liability and property insurance, ensuring that they were only exposed in a manner of their choosing…
From sports clubs to hobby groups, we’ve helped a variety of organisations find tailored policies that suit their unique needs. Whether it’s a gardening group needing public liability cover for their annual open day, or a local archery club looking to protect their equipment and members, we understand the risks involved and how to mitigate them.
After all, clubs are about bringing people together to enjoy shared passions – and we’re here to ensure you can do so without worry.
Lights, camera, action!
The world of media and entertainment moves fast, and with that comes unique risks. From ensuring expensive broadcast equipment to covering the logistics of setting up live events, it’s a business where there’s no room for mistakes or delays.
That’s exactly what we took into account when we insured a mobile studio, which was broadcasting outside Strictly Come Dancing’s Blackpool show. We handled the finer details of the cover, so that the show could go on – perfect 10’s all round!
People-first, always
AI and chatbots are fine, but there’s certain things a computer just can’t do. Like this example from our Worcester Branch Manager, James Parker.
“I had a client who sadly lost his job and couldn’t return to the role. Unfortunately, he lost his house and ended up living in his car. It was a couple of weeks before Christmas and we managed to persuade the insurers to continue covering his car provided he could give the three locations he was usually parking it up to sleep in.
“We kept him covered so he could try and get his life back on track. He managed to get things sorted and a few years later popped back in to thank me for all our help.”
Find your local Howden branch
To end, we’ll leave you with this from Bromsgrove Insurance Executive Pieter Bolton: “I’ve had a few people ask for alien abduction cover over the years. I always wondered how they would call to claim from another planet.” Never say never, Pieter!
As we hope this blog has illustrated, and the reason why we all love working in this industry, is that insurance is all about real life, real people, and protecting the things that matter the most. That’s why we’ll always prioritise doing things properly; serving local people, locally. Why not search Howden Insurance to find your local branch, and stop by or give us a call. We’re always up for a challenge!
You could also read:
- The older driver’s handbook
- Is your home in a new flood hotspot?
- Is buying a caravan worth the cost?
- Dashcams and driver scores – do they reduce your premium?
- Everyday accidents – a hidden epidemic?
This is a marketing blog by Howden Insurance.