Newsletter Winner
We’ve picked our December Monthly Newsletter Prize Draw winner at random, and this month’s winner is Mr Ian Brown, from Solihull!
Congratulations Mr Brown, and thank you for choosing Howden!
Our newsletter prize draw has now been running since 2020 – and we’ve given 49 clients their premiums back. Keep a look out each month, as it could be you next time.
Terms and Conditions
1. The Promoter
The promoter is: A-Plan Holdings T/A Howden
2. The Competition
2.1 The title of the prize draw is ‘Win back your premium’.
2.2 To enter, you must have opted in to receive Howden email marketing communications and have a minimum of one live policy that has been active for longer than 30 days. You must agree to these T&Cs.
3. How to Enter
3.1 The monthly prize draw will run from 09.00 on the 2nd of each month (the “Opening Date”) to 17.00 on the 25th of each month (the “Closing Date”) inclusive.
3.2 To enter the monthly prize draw:
- (a) You must:
- (i) Be opted in to receive email marketing communications (but can choose to opt out at any time).
- (ii) Agree to these T&Cs.
- (iii) Accept the privacy policy.
- (iv) Hold a live policy that has been active for longer than 30 days with the Promoter at the competition Closing Date.
3.3 No purchase is necessary, and there is no charge to register for use of the website.
3.4 The Promoter will not accept:
- (a) Responsibility for competition entries that are lost, mislaid, damaged, or delayed in transit, regardless of cause, including, for example, as a result of any postal failure, equipment failure, technical malfunction, systems, satellite network, server, computer hardware, or software failure of any kind.
- (b) Proof of posting or transmission as proof of receipt of entry to the competition.
3.5 For help with entries, please see details on the website or contact marketing@howdeninsurance.co.uk.
4. The winner will be chosen by a random number generator.
4.1 The competition is only open to all residents in England and Wales aged 18 years or over, except:
- (a) Employees of the Promoter or its holding or subsidiary companies;
- (b) Employees of agents or suppliers of the Promoter or its holding or subsidiary companies who are professionally connected with the competition or its administration; or
- (c) Members of the immediate families or households of (a) and (b) above.
4.2 In entering the competition, you confirm that you are eligible to do so and eligible to claim the prize you may win. The Promoter may require you to provide proof that you are eligible to enter the competition.
4.3 There is a limit of one entry per entity, and a client may only win once in a 12-month period. Entries on behalf of another person will not be accepted, and joint submissions are not allowed.
4.4 The Promoter reserves all rights to disqualify you if your conduct is contrary to the spirit or intention of the prize competition.
5. The Prize
5.1 The prize is for one winner to have their insurance premium refunded (including optional extras and fees) up to the value of £500 and only one is available to be won.
5.2 If the client has more than one live policy, the refund applies to the policy with the highest premium that has been live for over 30 days.
5.3 The prize is not negotiable or transferable.
6. Winners
6.1 The decision of the Promoter is final, and no correspondence or discussion will be entered into.
6.2 The Promoter will contact the winner personally as soon as practicable after the Announcement Date, using the telephone number or email address provided with the competition entry. The Promoter will not amend any contact information once the competition entry form has been submitted.
6.3 If you object to any or all of your surname, county, and winning entry being published or made available, please contact the Promoter Howden, 2 Des Roches Square, Witney, OX28 4LE. In such circumstances, the Promoter must still provide the information and winning entry to the Advertising Standards Authority on request.
7. Claiming the Prize
7.1 Please allow 14 days for delivery of the prize.
7.2 The prize may not be claimed by a third party on your behalf.
7.3 The Promoter will make all reasonable efforts to contact the winner. If the winner cannot be contacted or is not available, or has not claimed their prize within 30 (thirty) days of the Announcement Date, the Promoter reserves the right to offer the prize to the next eligible entrant selected from the correct entries that were received before the Closing Date.
7.4 The Promoter does not accept any responsibility if you are not able to take up the prize.
8. Limitation of Liability
Insofar as is permitted by law, the Promoter, its agents, or distributors will not in any circumstances be responsible or liable to compensate the winner or accept any liability for any loss, damage, personal injury, or death occurring as a result of taking up the prize, except where it is caused by the negligence of the Promoter, its agents, or distributors, or that of their employees. Your statutory rights are not affected.
9. Ownership of Competition Entries and Intellectual Property Rights
9.1 The Promoter does not claim any rights of ownership in your competition entry.
10. Data Protection and Publicity
10.1 The Promoter will only process your personal information as set out in the Promoter’s Privacy Policy. See also condition 6.2 and condition 6.3 with regard to the announcement of winners.
11. General
11.1 If there is any reason to believe that there has been a breach of these terms and conditions, the Promoter may, at its sole discretion, reserve the right to exclude you from participating in the competition.
11.2 The Promoter reserves the right to hold void, suspend, cancel, or amend the prize competition where it becomes necessary to do so.
11.3 These terms and conditions shall be governed by English law, and the parties submit to the non-exclusive jurisdiction of the courts of England and Wales.