Car insurance Group 39

Which cars are categorised under Car Insurance Group 39? Find out below, as well as everything there is to know about this insurance group.

Group of cars all belonging to different car insurance groups.

Learn more about Car Insurance Group 39…

What is Car Insurance Group 39?

Car Insurance Group 39 is one of the 50 car insurance groups which insurance providers in the UK use to calculate car insurance premiums per car and per policyholder.

Every single car is categorised under a car insurance group based on factors such as how much the car is worth, how likely it is to be stolen or damaged, and its engine size. There are 50 groups altogether, and car insurance group 39 features cars which are considered more expensive to insure. Depending on which insurance group your car features under will influence how much you’ll be charged for a policy by your insurer.

To find out more about car insurance groups, read our article: Car Insurance Groups [A Complete Guide]

Is Car Insurance Group 39 high or low?

Car Insurance Group 39 is one of the higher insurance groups. Groups range from 1 to 50 with group 1 being the lowest and group 50 being the highest. Therefore, cars in insurance group 39 rank on the higher end of the scale and are amongst the most expensive to insure in the UK.

Which cars are in Car Insurance Group 39? 

In the table below you can see some examples of cars and models which are categorised under Car Insurance Group 39.

List of cars in Car Insurance Group 39

MakeModelTypeTrimFrom the year…
VolvoV90Cross CountryPro T5 AWD auto 5d2017
JaguarXjSaloon4.0 XJR Supercharged 4d Auto1994
Mercedes BenzC ClassCabrioletC200 AMG Line Edition Premium 2dr 9G-Tronic2016
Ds9Saloon1.6 E-TENSE Performance Line + 4dr EAT82021
AudiQ5Estate3.0 TDI (258bhp) Quattro S Line Plus 5d S Tronic2008
VolvoXc60Suv2.0 T6 [350] PHEV Core Bright 5dr AWD Geartronic2017
Bmw3 SeriesConvertible330 Cd SE 2d2000
Land RoverDiscoveryStation Wagon3.0 SDV6 (255bhp) GS 5d Auto2004
FordFocusHatchbackRS Red Edition 2.3 EcoBoost 350PS 5d2011
CadillacCtsSaloon3.6 V6 Sports Luxury 4d Auto2005

Can’t see your car in the table above? Find out which insurance group your car belongs to by using our free, online Car Insurance Group Checker!

Who are group 39 insurance cars most suitable for? 

Cars in Insurance Group 39 are best suited for the most experienced drivers, who can afford to pay higher insurance premiums.

Because cars in this insurance group will likely have larger engines, be more valuable, more expensive to repair and more prone to accidents, their drivers can expect to pay the highest insurance rates. However, drivers of cars in this insurance group are more likely to have more experience behind the wheel and could have a longer no claims history, which are strong indicators of reduced car insurance premiums.

FAQs about Car Insurance Groups 

Is Car Insurance Group 39 the cheapest?

No, Car Insurance Group 39 is not the cheapest of all the car insurance groups. All cars that are categorised under Car Insurance Group 1 are the cheapest to insure, whilst cars placed under Car Insurance Group 50 are deemed to be the most expensive to insure.

How many Car Insurance Groups are there?

There are currently 5 car insurance groups altogether. All cars are placed under one of these groups by the Association of British Insurers (ABI), according to the Group Rating System created by Thatcham Research.

However, this has not always been the case, as before 2009, there were only 20 car insurance groups. The number of car insurance groups expanded to 50 in order to accommodate for the growing number of cars and models.

How can I save on my car insurance premium?

Here are some ways that could potentially make your car insurance cheaper:

Change the way you pay

Consider paying for your car insurance upfront rather than in monthly instalments. This way you could avoid the additional interest charges that come with monthly payments.

Only get the cover you really need

Avoid optional extras that don’t benefit you or wouldn’t protect you based on your personal circumstances.

Shop around and compare

We have access to a panel of insurers who can compare car insurance options and find the perfect value for you.

Try to drive less and with more care

Reducing the amount you drive could lower the price of your premium, because ultimately, the less time you spend on the road, the less likely you are to have an accident.

Increase your car’s security

Keeping your car more secure puts your property at less risk, meaning incidents are less likely to occur.

Each car insurance group (List 1-50) 

Here’s a list of all the Car Insurance Groups.

Looking for car insurance? Visit the Howden website and find out more about the car insurance we can offer. Or, you can get in touch with us by giving us a call on 01993 894 700, or visiting us in your local Howden branch.

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