Car insurance Group 21

Which cars are categorised under Car Insurance Group 21? Find out below, as well as everything there is to know about this insurance group.

Group of cars all belonging to different car insurance groups.

Learn more about Car Insurance Group 21…

What is Car Insurance Group 21?

Car Insurance Group 21 is one of the 50 car insurance groups which insurance providers in the UK use to calculate car insurance premiums per car and per policyholder.

Every single car is categorised under a car insurance group based on factors such as how much the car is worth, how likely it is to be stolen or damaged, and its engine size. There are 50 groups altogether, and car insurance group 21 includes cars which are relatively cheap to insure. Depending on which insurance group your car features under will influence how much you’ll be charged for a policy by your insurer.

To find out more about car insurance groups, read our article: Car Insurance Groups [A Complete Guide]

Is Car Insurance Group 21 high or low?

Car Insurance Group 21 is one of the relatively lower insurance groups. Groups range from 1 to 50 with group 1 being the lowest and group 50 being the highest. Therefore, cars in insurance group 21 rank on the mid-to-lower end of the scale, making them amongst some of the more reasonably cheap cars to insure in the UK.

Which cars are in Car Insurance Group 21? 

In the table below you can see some examples of cars and models which are categorised under Car Insurance Group 21.

List of cars in Car Insurance Group 21

MakeModelTypeTrimFrom the year…
CitroenE C4 XSaloon100kW Sense 50kWh 5dr Auto2022
AudiQ2SuvEdition 1 (Technology Pack) 1.4 TFSI 150PS 5d2016
SuzukiSwiftHatchback1.2 Dualjet SHVS SZ5 Auto 5d2017
CitroenDs3Cabrio1.6 e-HDi Airdream DStyle Plus 2d2013
Alfa Romeo159Sportwagon1.9 JTDM 16V Turismo Sport 5d2006
CitroenC5Aircross1.2 Hybrid 136 Max 5dr e-DSC62018
HyundaiI30Hatchback2.0 CRDi Premium 5d2007
DodgeJourneyEstate2.4 SE 5d2008
Rover45Hatchback2.0 TD iE 5d2000
VolvoV50Estate1.6 D2 (115bhp) ES 5d2004

Can’t see your car in the table above? Find out which insurance group your car belongs to by using our free, online Car Insurance Group Checker!

Who are group 21 insurance cars most suitable for? 

Cars in Insurance Group 21 are best suited for relatively experienced drivers who are willing to pay a little more than the cheapest car insurance premiums.

Although cars in this group are slightly more expensive to insure, their drivers will typically have more experience behind the wheel, meaning thier car insurance premium should be lower. The longer and cleaner your driving history, the cheaper your premium will be, meaning you can afford to pay a little more on your policy to insure a car in a higher insurance group.

FAQs about Car Insurance Groups 

Is Car Insurance Group 21 the cheapest?

No, Car Insurance Group 21 is not the cheapest of all the car insurance groups. All cars that are categorised under Car Insurance Group 1 are the cheapest to insure, whilst cars placed under Car Insurance Group 50 are deemed to be the most expensive to insure.

How many Car Insurance Groups are there?

There are currently 5 car insurance groups altogether. All cars are placed under one of these groups by the Association of British Insurers (ABI), according to the Group Rating System created by Thatcham Research.

However, this has not always been the case, as before 2009, there were only 20 car insurance groups. The number of car insurance groups expanded to 50 in order to accommodate for the growing number of cars and models.

How can I save on my car insurance premium?

Here are some ways that could potentially make your car insurance cheaper:

Change the way you pay

Consider paying for your car insurance upfront rather than in monthly instalments. This way you could avoid the additional interest charges that come with monthly payments.

Only get the cover you really need

Avoid optional extras that don’t benefit you or wouldn’t protect you based on your personal circumstances.

Shop around and compare

We have access to a panel of insurers who can compare car insurance options and find the perfect value for you.

Try to drive less and with more care

Reducing the amount you drive could lower the price of your premium, because ultimately, the less time you spend on the road, the less likely you are to have an accident.

Increase your car’s security

Keeping your car more secure puts your property at less risk, meaning incidents are less likely to occur.

Each car insurance group (List 1-50) 

Here’s a list of all the Car Insurance Groups.

Looking for car insurance? Visit the Howden website and find out more about the car insurance we can offer. Or, you can get in touch with us by giving us a call on 01993 894 700, or visiting us in your local Howden branch.

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