Car insurance Group 1

Learn more about Car Insurance Group 1…

• What is Car Insurance Group 1?
• Is Car Insurance Group 1 high or low?
• Which cars are in Car Insurance Group 1?
• List of cars in Car Insurance Group 1
• Who are group 1 insurance cars most suitable for?
• FAQs about Car Insurance Groups
• Each car insurance group

What is Car Insurance Group 1?

Car Insurance Group 1 is one of the 50 car insurance groups which insurance providers in the UK use to calculate car insurance premiums per car and per policyholder.

Every single car is categorised under a car insurance group based on factors such as how much the car is worth, how likely it is to be stolen or damaged, and its engine size. There are 50 groups altogether, and car insurance group 1 includes the cars which are the cheapest to insure. Depending on which insurance group your car features under will influence how much you’ll be charged for a policy by your insurer.

To find out more about car insurance groups, read our article: Car Insurance Groups [A Complete Guide]

Is Car Insurance Group 1 high or low?

Car Insurance Group 1 is the lowest insurance group. Groups range from 1 to 50 with group 1 being the lowest and group 50 being the highest. Therefore, cars in insurance group 1 sit on the lowest end of the scale, making them the cheapest to insure in the UK.

Which cars are in Car Insurance Group 1? 

In the table below you can see some examples of cars and models which are categorised under Car Insurance Group 1.

List of cars in Car Insurance Group 1

Make	Model	Type	Trim	From the year…
Vauxhall	Corsa	Hatchback	1.0i 12V ecoFLEX Expression 3d	2006
Nissan	Micra	Hatchback	Visia 1.0 71PS 5d	2017
Chevrolet	Spark	Hatchback	1.0i 5d	2010
Kia	Rio	Hatchback	1.1 CRDi 1 Air (01/15-) 5d	2011
Volkswagen	Up	Hatchback	1.0 Take Up 3d	2012
Hyundai	I10	Hatchback	1.0 Blue Drive S Air 5d	2014
Citroen	C1	Hatchback	1.0i Vibe 3d	2005
Seat	Mii	Hatchback	1.0 S (AC) 3d	2012
Skoda	Citigo	Hatchback	1.0 MPI S 3d	2012
Kia	Picanto	Hatchback	1.0 2 5dr Auto [4 seats]	2017

Can’t see your car in the table above? Find out which insurance group your car belongs to by using our free, online Car Insurance Group Checker!

Who are group 1 insurance cars most suitable for? 

Cars in Insurance Group 1 are best suited for young, inexperienced or new drivers, or those that wish to pay the cheapest car insurance premiums. Drivers with little experience typically face higher premiums, but insuring a car in a lower insurance group allows them to save some money on their car insurance.

Cars in this group are also very fuel efficient, affordable and ideal for drivers that take regular, short commutes.

FAQs about Car Insurance Groups 

Is Car Insurance Group 1 the cheapest?

Yes, Car Insurance Group 1 is the cheapest of all the car insurance groups.

How many Car Insurance Groups are there?

There are currently 5 car insurance groups altogether. All cars are placed under one of these groups by the Association of British Insurers (ABI), according to the Group Rating System created by Thatcham Research.

However, this has not always been the case, as before 2009, there were only 20 car insurance groups. The number of car insurance groups expanded to 50 in order to accommodate for the growing number of cars and models.

How can I save on my car insurance premium?

Here are some ways that could potentially make your car insurance cheaper:

Change the way you pay

Consider paying for your car insurance upfront rather than in monthly instalments. This way you could avoid the additional interest charges that come with monthly payments.

Only get the cover you really need

Avoid optional extras that don’t benefit you or wouldn’t protect you based on your personal circumstances.

Shop around and compare

We have access to a panel of insurers who can compare car insurance options and find the perfect value for you.

Try to drive less and with more care

Reducing the amount you drive could lower the price of your premium, because ultimately, the less time you spend on the road, the less likely you are to have an accident.

Increase your car’s security

Keeping your car more secure puts your property at less risk, meaning incidents are less likely to occur.

Each car insurance group (List 1-50) 

Here’s a list of all the Car Insurance Groups.

• Car insurance Group 2
• Car insurance Group 3
• Car insurance Group 4
• Car insurance Group 5
• Car insurance Group 6
• Car insurance Group 7
• Car insurance Group 8
• Car insurance Group 9
• Car insurance Group 10
• Car insurance Group 11
• Car insurance Group 12
• Car insurance Group 13
• Car insurance Group 14
• Car insurance Group 15
• Car insurance Group 16
• Car insurance Group 17
• Car insurance Group 18
• Car insurance Group 19
• Car insurance Group 20
• Car insurance Group 21
• Car insurance Group 22
• Car insurance Group 23
• Car insurance Group 24
• Car insurance Group 25
• Car insurance Group 26
• Car insurance Group 27
• Car insurance Group 28
• Car insurance Group 29
• Car insurance Group 30
• Car insurance Group 31
• Car insurance Group 32
• Car insurance Group 33
• Car insurance Group 34
• Car insurance Group 35
• Car insurance Group 36
• Car insurance Group 37
• Car insurance Group 38
• Car insurance Group 39
• Car insurance Group 40
• Car insurance Group 41
• Car insurance Group 42
• Car insurance Group 43
• Car insurance Group 44
• Car insurance Group 45
• Car insurance Group 46
• Car insurance Group 47
• Car insurance Group 48
• Car insurance Group 49
• Car insurance Group 50

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Looking for car insurance? Visit the Howden website and find out more about the car insurance we can offer. Or, you can get in touch with us by giving us a call on 01993 894 700, or visiting us in your local Howden branch.

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