Car insurance Group 16

Learn more about Car Insurance Group 16…

• What is Car Insurance Group 16?
• Is Car Insurance Group 16 high or low?
• Which cars are in Car Insurance Group 16?
• List of cars in Car Insurance Group 16
• Who are group 16 insurance cars most suitable for?
• FAQs about Car Insurance Groups
• Each car insurance group

What is Car Insurance Group 16?

Car Insurance Group 16 is one of the 50 car insurance groups which insurance providers in the UK use to calculate car insurance premiums per car and per policyholder.

Every single car is categorised under a car insurance group based on factors such as how much the car is worth, how likely it is to be stolen or damaged, and its engine size. There are 50 groups altogether, and car insurance group 16 includes cars which are relatively cheap to insure. Depending on which insurance group your car features under will influence how much you’ll be charged for a policy by your insurer.

To find out more about car insurance groups, read our article: Car Insurance Groups [A Complete Guide]

Is Car Insurance Group 16 high or low?

Car Insurance Group 16 is one of the relatively lower insurance groups. Groups range from 1 to 50 with group 1 being the lowest and group 50 being the highest. Therefore, cars in insurance group 16 rank on the mid-to-lower end of the scale, making them amongst some of the more reasonably cheap cars to insure in the UK.

Which cars are in Car Insurance Group 16? 

In the table below you can see some examples of cars and models which are categorised under Car Insurance Group 16.

List of cars in Car Insurance Group 16

Make	Model	Type	Trim	From the year…
Mazda	6	Estate	2.0 SE-L 5d	2012
Mini	Countryman	Estate	1.6 Cooper D Business Edition (Chili Pack) 5d	2010
Ford	Grand C Max	Estate	1.0 EcoBoost Zetec (05/15-) 5d	2010
Vauxhall	Zafira	Estate	1.9 CDTi Energy (120bhp) 5d Auto	2005
Nissan	Juke	Suv	1.5 dCi Visia (Start Stop) 5d	2010
Kia	Xceed	Suv	2 1.6 CRDi 114bhp ISG 5d	2019
Nissan	Almera Tino	Estate	2.0 S 5d Auto	2000
Honda	Hr V	Estate	1.6 2WD 3d	1999
Mitsubishi	Mirage	Hatchback	Design auto 5d	2013
Seat	Leon	Estate	FR 1.5 TSI Evo 130PS 5d	2020

Can’t see your car in the table above? Find out which insurance group your car belongs to by using our free, online Car Insurance Group Checker!

Who are group 16 insurance cars most suitable for? 

Cars in Insurance Group 16 are best suited for young, inexperienced or new drivers, or those that wish to pay cheaper car insurance premiums. Drivers with little experience typically face higher premiums, but insuring a car in a lower insurance group allows them to save some money on their car insurance.

Cars in this group are also very fuel efficient, affordable and ideal for drivers that take regular, short commutes.

FAQs about Car Insurance Groups 

Is Car Insurance Group 16 the cheapest?

No, Car Insurance Group 16 is not the cheapest of all the car insurance groups. All cars that are categorised under Car Insurance Group 1 are the cheapest to insure, whilst cars placed under Car Insurance Group 50 are deemed to be the most expensive to insure.

How many Car Insurance Groups are there?

There are currently 5 car insurance groups altogether. All cars are placed under one of these groups by the Association of British Insurers (ABI), according to the Group Rating System created by Thatcham Research.

However, this has not always been the case, as before 2009, there were only 20 car insurance groups. The number of car insurance groups expanded to 50 in order to accommodate for the growing number of cars and models.

How can I save on my car insurance premium?

Here are some ways that could potentially make your car insurance cheaper:

Change the way you pay

Consider paying for your car insurance upfront rather than in monthly instalments. This way you could avoid the additional interest charges that come with monthly payments.

Only get the cover you really need

Avoid optional extras that don’t benefit you or wouldn’t protect you based on your personal circumstances.

Shop around and compare

We have access to a panel of insurers who can compare car insurance options and find the perfect value for you.

Try to drive less and with more care

Reducing the amount you drive could lower the price of your premium, because ultimately, the less time you spend on the road, the less likely you are to have an accident.

Increase your car’s security

Keeping your car more secure puts your property at less risk, meaning incidents are less likely to occur.

Each car insurance group (List 1-50) 

Here’s a list of all the Car Insurance Groups.

• Car insurance Group 1
• Car insurance Group 2
• Car insurance Group 3
• Car insurance Group 4
• Car insurance Group 5
• Car insurance Group 6
• Car insurance Group 7
• Car insurance Group 8
• Car insurance Group 9
• Car insurance Group 10
• Car insurance Group 11
• Car insurance Group 12
• Car insurance Group 13
• Car insurance Group 14
• Car insurance Group 15
• Car insurance Group 17
• Car insurance Group 18
• Car insurance Group 19
• Car insurance Group 20
• Car insurance Group 21
• Car insurance Group 22
• Car insurance Group 23
• Car insurance Group 24
• Car insurance Group 25
• Car insurance Group 26
• Car insurance Group 27
• Car insurance Group 28
• Car insurance Group 29
• Car insurance Group 30
• Car insurance Group 31
• Car insurance Group 32
• Car insurance Group 33
• Car insurance Group 34
• Car insurance Group 35
• Car insurance Group 36
• Car insurance Group 37
• Car insurance Group 38
• Car insurance Group 39
• Car insurance Group 40
• Car insurance Group 41
• Car insurance Group 42
• Car insurance Group 43
• Car insurance Group 44
• Car insurance Group 45
• Car insurance Group 46
• Car insurance Group 47
• Car insurance Group 48
• Car insurance Group 49
• Car insurance Group 50

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Looking for car insurance? Visit the Howden website and find out more about the car insurance we can offer. Or, you can get in touch with us by giving us a call on 01993 894 700, or visiting us in your local Howden branch.

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• Car Insurance Groups [A Complete Guide]
• Car Insurance Group Checker
• Car Insurance Group List
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• Who is my car insured with? How to find out